The advantages and disadvantages of filing for bankruptcy

Many people come in to see me to determine what the best course is for them financially.  One question that is almost always asked is what will this do to my credit?  My answer is always you are here to see me so your credit is bad now or it’s about to be.  Your credit […]

Mortgage foreclosures and what options you have

Mortgage Foreclosure Bankruptcy Miami

Mortgage foreclosures and what options you have As an experienced bankruptcy attorney in Miami and Ft. Lauderdale, I have been getting a lot of calls from people who are about to go into foreclosure or who are already in foreclosure.  A normal foreclosure takes somewhere between six months to a year to complete  in Miami and […]

What do you do if you get sued for a credit card or medical debt?

What do you do if you get sued for a credit card or medical debt?

What do you do if you get sued for a credit card or medical debt? Many people freak out if a process server comes to their door to hand them a summons and complaint (lawsuit).  There is no need to freak out.  The end result of a lawsuit is a final judgment.  That is just […]

Options when you are behind on your mortgage

Benefits of Chapter 13 bankruptcy to prevent or stop a mortgage foreclosure in Miami or Ft. Lauderdale

Options when you are behind on your mortgage Many people got behind on their mortgage because of Covid.  They lost their job or had a reduction in pay.  But life goes on, and there are bills to pay.  Sometimes the money runs out.  But why you are behind on your mortgage is less important than what you […]

The Real Effect of Bankruptcy

Bankruptcy Now - The Real Effect of Bankruptcy

We all have stress.  Some people have more severe stress than others, but financial stress can be one of the worst stresses anyone can have.  No one wants to file for bankruptcy.  It should be used as a last resort.  There is stress in filing for bankruptcy.  There is a court hearing that your  Bankruptcy […]

What you need to know about bankruptcy

Bankruptcy Now - What you need to know about bankruptcy

There are two types of bankruptcies an individual with normal debts can file.  There is a Chapter 7 bankruptcy which is a liquidation bankruptcy, and a Chapter 13 which is a reorganizational bankruptcy. To file either type of bankruptcy, you will need to hire a qualified bankruptcy attorney in Miami or Ft. Lauderdale. A Chapter […]