Mortgage foreclosures and what options you have
Mortgage foreclosures and what options you have As an experienced bankruptcy attorney in Miami and Ft. Lauderdale, I have been getting a lot of calls from people who are about to go into foreclosure or who are already in foreclosure. A normal foreclosure takes somewhere between six months to a year to complete in Miami and […]
What do you do if you get sued for a credit card or medical debt?
What do you do if you get sued for a credit card or medical debt? Many people freak out if a process server comes to their door to hand them a summons and complaint (lawsuit). There is no need to freak out. The end result of a lawsuit is a final judgment. That is just […]
Options when you are behind on your mortgage
Options when you are behind on your mortgage Many people got behind on their mortgage because of Covid. They lost their job or had a reduction in pay. But life goes on, and there are bills to pay. Sometimes the money runs out. But why you are behind on your mortgage is less important than what you […]
Benefits of Chapter 13 bankruptcy to prevent or stop a mortgage foreclosure in Miami or Ft. Lauderdale
Benefits of Chapter 13 bankruptcy to prevent or stop a mortgage foreclosure in Miami or Ft. Lauderdale These days, the value of real estate in Miami or Ft. Lauderdale is skyrocketing. It also looks like real estate values are going to continue to rise. Of course we all know that banks and other mortgage lenders […]
How much debt do I need to file for bankruptcy in Miami or Ft. Lauderdale, and what will it do to my credit?
How much debt do I need to file for bankruptcy in Miami or Ft. Lauderdale, and what will it do to my credit? A question I get a lot is how much debt do I need to make it worth it to file for bankruptcy. My answer is, it depends on the situation you are […]
The Real Effect of Bankruptcy
We all have stress. Some people have more severe stress than others, but financial stress can be one of the worst stresses anyone can have. No one wants to file for bankruptcy. It should be used as a last resort. There is stress in filing for bankruptcy. There is a court hearing that your Bankruptcy […]
What you need to know about bankruptcy
There are two types of bankruptcies an individual with normal debts can file. There is a Chapter 7 bankruptcy which is a liquidation bankruptcy, and a Chapter 13 which is a reorganizational bankruptcy. To file either type of bankruptcy, you will need to hire a qualified bankruptcy attorney in Miami or Ft. Lauderdale. A Chapter […]
Credit card debt
The most common reason why people file for bankruptcy in Miami is because of Credit Card Debt. It has been my experience that once someone starts to pay less than their full Credit Card Debt and make minimum payments on their Credit Card Debt, that’s when they begin to have financial trouble. Banks make no […]
Foreclosure in Miami
Foreclosures in Miami are about to begin again. There will be a massive amount of foreclosure filings once the forbearance period ends. Banks have allowed homeowners to stop paying their mortgages due to loss of work due to Covid-19. However, foreclosure will begin again very soon. The problem with the forbearances that the banks have […]
How to find the right bankruptcy attorney in Miami, Ft. Lauderdale and Palm Beach
There are many lawyers who advertise in Miami, Ft. Lauderdale and Palm Beach to get you to hire you to file bankruptcy with them. Many however, only file Chapter 7 bankruptcy. They will not give you the option to file Chapter 13 bankruptcy with them because they don’t file Chapter 13 bankruptcy. If you find […]
