
Do I qualify for Chapter 13 Bankruptcy?
Bankruptcy processes are very diverse and each case deserves a detailed explanation. Chapter 13, also called reorganization bankruptcy, offers the possibility of putting together a
Call Us: 1-877-290-9197
Call Us: 1-877-290-9197
Recently, one of our founders received thank you in the mail. He could not recall the name of the former client so he called the number on the card. Turns out it was from a gentleman that never did become our client because we advised him to not file bankruptcy. Almost ten years later, the potential client was so grateful he had to reach out.
We pride ourselves on providing our clients (and would-be clients) with the best guidance for navigating financial distress. We will do for you what we would do for ourselves. Unfortunately, not all bankruptcy law firms think this way.
Our experienced team can handle your case remotely or you can visit one of our office locations. Our attorneys have represented thousands of bankruptcy clients, why shouldn’t you be next?
Bankruptcy Now, Michael J. Brooks – Bankruptcy 101, Credit Card Debt, Foreclosure, Garnished Wages, Child Support, Back Taxes in Miami Florida FL – USA – Top Bankruptcy Attorney in Miami, FL – Bankruptcy Attorney Foreclosure
Within the legal environment, Chapter 7 Bankruptcy is often considered the simplest of all. With this resource, individuals and small business owners can get their debts paid off, if they meet certain conditions. Best of all, it is a quick process, lasting approximately 3 months, and it helps many people get rid of a large part of their financial problems. Of course, the length of the procedure may vary from case to case.
This resource is one of the best alternatives to start solving your financial problems. Michael Brooks will help you achieve a favorable outcome by restructuring your debt load and finding a payment schedule tailored to your needs. Upon resolution, a monthly payment will be established to pay off your debts, the duration of which is typically between 3 and 5 years as determined by the bankruptcy trustee.
Bankruptcy is very complicated. Many lawyers will not get involved in bankruptcy cases because of the complexities of the bankruptcy code. A lawyer who files the bankruptcy for you needs to be familiar with the bankruptcy code, Florida Statutes and the requirements of all of the Chapter 7 and Chapter 13 Trustees.
Once you are paying less than full payments on your credit card, you are in trouble. Interest is so high on credit card debt that when you are making minimum payments on the credit card, you are barely paying any principle, if any. If you get so behind on your credit card debt, many credit card companies can do several things.
Foreclosure is a state court process that allows the bank to repossess your home. When you bought your house, you signed a promissory note and a mortgage. Because you signed the note and mortgage, if you are behind on your mortgage payments the bank is allowed to begin foreclosure proceedings in state court.
In order to have your wages garnished the first has to be a judgment against you. That means you must be sued by a creditor who you owe money to, and they get a judgment from the court saying you do owe the money.
There is a formula that determines how much child support should be. It is based on both parties income and expenses, need and ability to pay. Most of the time, child support is resolved at mediation in a family case.
Property taxes or real estate taxes are non-dischargeable in bankruptcy, meaning they cannot be wiped out. If you want to keep your house, these taxes must be repaid. Outside of bankruptcy, if you don’t pay your real estate taxes within three years, a certificate will be sold.
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Read more from our Bankruptcy Blog
Bankruptcy processes are very diverse and each case deserves a detailed explanation. Chapter 13, also called reorganization bankruptcy, offers the possibility of putting together a
For many people with a significant level of debt, Chapter 13 bankruptcy can be a lifesaver. This process consists of drawing up a payment plan
Bankruptcy filings can be very different from one another, and Chapter 13 filings in particular are often confusing. Knowledge of legal issues is required, which
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We work in the field of consumer bankruptcy in Florida. For the last 31 years, we have been filing Chapter 7’s and Chapter 13’s for individuals. We strive to be as efficient as possible whether a Chapter 7 or a Chapter 13 is filed.
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