
Financial issues that can be resolved with filing for bankruptcy
There are so many reasons why people need to file for bankruptcy. The most common issues are credit card debt, medical bills, mortgage foreclosure, IRS
Call Us: 1-877-290-9197
Call Us: 1-877-290-9197
Recently, one of our founders received thank you in the mail. He could not recall the name of the former client so he called the number on the card. Turns out it was from a gentleman that never did become our client because we advised him to not file bankruptcy. Almost ten years later, the potential client was so grateful he had to reach out.
We pride ourselves on providing our clients (and would-be clients) with the best guidance for navigating financial distress. We will do for you what we would do for ourselves. Unfortunately, not all bankruptcy law firms think this way.
Our experienced team can handle your case remotely or you can visit one of our office locations. Our attorneys have represented thousands of bankruptcy clients, why shouldn’t you be next?
Bankruptcy Now, Michael J. Brooks – Bankruptcy 101, Credit Card Debt, Foreclosure, Garnished Wages, Child Support, Back Taxes in Miami Florida FL – USA – Top Bankruptcy Attorney in Miami, FL – Bankruptcy Attorney Foreclosure
Bankruptcy is very complicated. Many lawyers will not get involved in bankruptcy cases because of the complexities of the bankruptcy code. A lawyer who files the bankruptcy for you needs to be familiar with the bankruptcy code, Florida Statutes and the requirements of all of the Chapter 7 and Chapter 13 Trustees.
Once you are paying less than full payments on your credit card, you are in trouble. Interest is so high on credit card debt that when you are making minimum payments on the credit card, you are barely paying any principle, if any. If you get so behind on your credit card debt, many credit card companies can do several things.
Foreclosure is a state court process that allows the bank to repossess your home. When you bought your house, you signed a promissory note and a mortgage. Because you signed the note and mortgage, if you are behind on your mortgage payments the bank is allowed to begin foreclosure proceedings in state court.
In order to have your wages garnished the first has to be a judgment against you. That means you must be sued by a creditor who you owe money to, and they get a judgment from the court saying you do owe the money.
There is a formula that determines how much child support should be. It is based on both parties income and expenses, need and ability to pay. Most of the time, child support is resolved at mediation in a family case.
Property taxes or real estate taxes are non-dischargeable in bankruptcy, meaning they cannot be wiped out. If you want to keep your house, these taxes must be repaid. Outside of bankruptcy, if you don’t pay your real estate taxes within three years, a certificate will be sold.
Combined Bankruptcy
Experience
Debt Discharged
Of Fresh Starts
SUCCESS RATE
Call 1-888-811-8989 For A Free Consultation
Read more from our Bankruptcy Blog
There are so many reasons why people need to file for bankruptcy. The most common issues are credit card debt, medical bills, mortgage foreclosure, IRS
Gas is $4.50 and going up. Grocery prices are through the roof. What can the average person do to make it day to day? This
Recently, the bankruptcy court in the Southern district of Florida, which includes Miami and Ft. Lauderdale, has started a new program which allows you to
Ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis Theme natoque penatibus et magnis dis Ipsum dolor sit amet, consectetuer adipiscing elit.
Here are some of our bankruptcy client testimonials
We work in the field of consumer bankruptcy in Florida. For the last 31 years, we have been filing Chapter 7’s and Chapter 13’s for individuals. We strive to be as efficient as possible whether a Chapter 7 or a Chapter 13 is filed.
Copyright ©2021 BANKRUPTCYNOW. All Rights Reserved.